CDCD Calculator Tools

Certificate of deposit calculator

Estimate your CD payout before maturity.

Use deposit amount, APY, and term length to estimate the maturity balance of a certificate of deposit. Confirm actual terms with the bank before opening or closing an account.

Estimated maturity value
$15,962
$962Interest earned
$53.44Average per month
$15,962After-tax balance

Enter your CD details to estimate interest.

What to compare

A higher APY is helpful, but it is not the only detail. CDs can differ by minimum deposit, compounding schedule, renewal policy, callable terms, and early withdrawal penalties.